Posts by tfrank@newcapfinance.com

What is Desktop Underwriting?

What is Desktop Underwriting?

What is Desktop Underwriting? Desktop Underwriter is an automated system for mortgage underwriting that calculates whether a loan meets approval...

How To Calculate Debt-to-Income (DTI) Ratio

How To Calculate Debt-to-Income (DTI) Ratio

How To Calculate Debt-to-Income (DTI) Ratio Step 1: Your debt-to-income ratio is calculated by adding up all your monthly debt...

Understanding Interest Rates

Understanding Interest Rates

Understanding Interest Rates If you are in the market for a new home, or it is time to refinance your...

Understanding The Closing Process

Understanding The Closing Process

Understanding The Closing Process Once your loan is approved, you will be ready to take the final step that will...

VA Home Loan Requirements

VA Home Loan Requirements

VA Home Loan Requirements VA home loans are designed to assist those who have served in the military with the...

What Are Jumbo Loans?

What Are Jumbo Loans?

What Are Jumbo Loans? Especially in areas where housing values are quite high, jumbo loans are a common part of...

When Should You Not Refinance Your Home

When Should You Not Refinance Your Home

When Should You Not Refinance Your Home Many people look to refinancing as a method of reducing monthly payments, taking...

When Should You Consider Applying Singly Instead Of Jointly

When Should You Consider Applying Singly Instead Of Jointly

When Should You Consider Applying Singly Instead Of Jointly Most couples who purchase a home together choose to apply for...

Who Qualifies For First Time Home Buyer Loans?

Who Qualifies For First Time Home Buyer Loans?

Who Qualifies For First Time Home Buyer Loans? First time buyers can qualify for some helpful loan terms that make...

Why You Should Avoid Subprime Lenders

Why You Should Avoid Subprime Lenders

Why You Should Avoid Subprime Lenders With the financial markets in crisis and the cost of homes plummeting, the subprime...

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