Mortgages Made Easy

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New Capital Finance | Colorado's Mortgage Lender

Programs We Offer

  • Down payments starting at 3% with 620+ credit score
  • Down payments starting at 3.5% with 600+ credit score
  • 0% down payment with 640+ credit score in designated rural areas
  • 0% down payment with 600+ credit score for eligible military veterans
  • Programs for PMI removal, rate reduction, debt consolidation, home improvement, or "cash out"

  • review rating 5  100% recommend New Capital Finance to help with a mortgage. As a first time home buyer there was a whole lot that I didn't understand or hadn't considered. Thomas was an incredible resource and advisor throughout the entire process. He's an excellent communicator and is very prompt in his responses and attention to his clients' needs. When I told him I wanted to close 2 weeks early he didn't even bat an eye and we got it done! A+++

    thumb Daniel Steele
    2/23/2020

    review rating 5  Thomas Frank with New Capital Finance was AMAZING. He made this process so easy, was always available to answer questions when I had them. He found me a great rate and went above and beyond what I could have hoped for. I have heard horror stories about closing and the loan process and I actually had fun. Thank you Thomas and your wonderful team! When will be using your team again on any future purchases.

    thumb Brooke Gerhardt
    12/12/2019

    review rating 5  My fiancé and I worked with Thomas to close on our first house. He made the process extremely easy, he worked with the sellers agent to reassure them that we were pre-approved and ready to close. I would send him messages after normal work hours and he would always respond and never leave us hanging. We continue to refer all of our family and friends to Thomas. He is very easy to work with and a good guy. I highly recommend him and know that every single person we send his way he will treat them like Gold. Thank you Thomas!!!

    thumb abe micijevic
    11/06/2019
  • review rating 5  Thomas made the entire process painless! He constantly kept me updated on what was going on from start to finish. If you are thinking about refinancing your home this is the man you should be doing it with!

    thumb dylan larsen
    10/18/2019

    review rating 5  I just purchased my first home. Going in, I didn't understand anything about the mortgage process. Thomas was so knowledgeable and attentive and made me feel comfortable and more educated. He was very personable and fun to work with. Everything went smoothly, and he found me the lowest possible interest rate. I couldn't have asked for a better experience.

    thumb Rachel Gagliardi
    10/13/2019

    review rating 5  Thomas was just amazing to work with. He answered my questions and walked me thru this process. Being a first time home buyer is STRESSFUL but Thomas kept me cool, calm and collected. If you need help in the lending process, he is the guy to turn to. It's so beautiful to find someone who is on YOUR SIDE in a world full of people only out for themselves. I highly recommend Thomas Frank. Thanks again Thomas, I LOVE my house!!!

    thumb Jennifer Mott
    9/30/2019
  • review rating 5  Thomas is so knowledgeable and dedicated to helping his clients the best way that he can. He always goes the extra mile. Contact him for all of your home purchase and refinance needs!

    thumb Allyn Anderson
    9/28/2019

    review rating 5  Thomas and his team helped us to get into our first house! The process was smooth, painless and we were kept up to date with all of the many things that can come up. I greatly appreciate their hard work and diligent effort. We will recommend New Capital to all of our friends and family! Thanks Thomas and thanks New Capital!

    thumb Kelley Knight
    9/27/2019

    review rating 5  I have known and worked with Thomas for over 10 years. Consummate professional, extremely knowledgeable and genuinely cares for his partners and clients. HIGHLY RECOMMENDED.

    thumb Nathan Einkorn
    9/27/2019
  • review rating 5  Thomas is amazing. I’m a Realtor and not only has he helped my clients greatly. But, has helped me personally with my own home loan. Professional, reliable and honest!!!

    thumb Erika Eschberger
    9/27/2019

    review rating 5  Thomas and his team helped us to get into our first house! The process was smooth, painless and we were kept up to date with all of the many things that can come up. I greatly appreciate their hard work and diligent effort. We will recommend New Capital to all of our friends and family! Thanks Thomas and thanks New Capital!

    thumb Kelley Knight
    9/27/2019

    review rating 5  I have known and worked with Thomas for over 10 years. Consummate professional, extremely knowledgeable and genuinely cares for his partners and clients. HIGHLY RECOMMENDED.

    thumb Nathan Einkorn
    9/27/2019

Call us today for a free quote or to chat with licensed loan officer.

contact us

Give us a call at 303-341-6558 or fill out the contact form below.

OUR LOCATION

5770 McIntyre St, Suite 5, Golden, CO 80403